If you are a vacationer who loves adventure travel, do you know if your travel insurance policy covers sky diving, camel riding, hot air ballooning or the types of activities you enjoy? Many regular travel insurance policies do not cover adventurous activities, but a growing number of insurance companies are offering adventure travel insurance for people like you. Some companies focusing on adventure travel trips offer travel insurance policies that includes the trip�s active activities and experiences.
Do I Need a New Adventure Travel Insurance Policy or a Supplemental Policy?
First, check your medical and life insurance policies for exclusions. See if there are any exclusion clauses for the types of sports or activities you are going to do during your adventure travel trip. If these sports or activities are not covered, ask if there's supplemental insurance available or buy an adventure travel insurance policy that includes these activities.
Here are links to companies that offer adventure travel insurance.
AIG Travel Guard Adventure Travel Insurance
AIG Travel Guard offers an Adventure Travel insurance plan that includes participation in activities ranging from motor sports and mountain climbing to bungee jumping and hot air ballooning. The AIG plan has a 24/7 Adventure Traveler�s Hotline, with weather reports, travel advisories, locations of nearby gear shops, guides and much more. For more information visit AIG Travel Guard Adventure Travel Insuranceor call 800-826-1300.
WorldNomads.com
Travel insurance policies that cover a variety of adventure travel activities and experiences around the world. The policies are available to people in more than 150 countries, covering activities ranging from skiing and snowboarding to camel riding, skydiving and whitewater kayaking.
OnRisk.com
OnRisk.com, a United Kingdom-based company, focuses on insurance for active and sports enthusiasts and their equipment, whether at home or abroad.
Adventure Advocates
Adventure Advocates in a non-profit group that encourages active lifestyles. A supplemental (to your regular healthcare insurance) to cover accidents during active travel and sports is available to members.
MedJet Assist
MedJet Assist insurance offers medical evacuations from anywhere in the world to the hotel of your preference.
Trek America
Trek America has travel insurance policies designed for their adventurous tours.
Adventure Center
Insurance for this California-based company�s adventure travel trips is through USI Travel Insurance Services.
